The Benefits of Leasing and Purchasing

Which is Right for Your, Leasing or Buying?

One of the first decisions that you will have to make when financing a vehicle is whether to lease or buy. Both are good options, so it's mostly a matter of preference and choosing the option that suits your budget and driving needs in West Chester best. At Stillman Volvo Cars, we serve Downingtown and beyond by finding affordable rates for both leases and loans.

To help you choose the financing option that is best for you, explore the benefits of leases and loans.


Find Out If Leasing or Buying a New Volvo from Stillman Volvo Cars Works Best For You

As Downingtown drivers search for their next vehicle, they must decide whether they want to lease or buy. At the Stillman Volvo Cars finance center, we provide the resources, the financial experts, and the Volvo models to simplify this decision. Leasing has its perks. So does buying and financing a new Volvo from our West Chester dealership. No matter which route you take, Stillman Volvo Cars will guide you along the way by deciding if leasing or buying works best for your budget.

Benefits of Leasing & How It Works

When Coatesville customers lease a new Volvo from Stillman Volvo Cars, they can reap several rewards, including:

  • Lower monthly payments

  • Little to no down payment required
  • No used car trade-in hassles
  • Enjoy transitioning to a new Volvo every two to three years
  • Drive the newest Volvo wagons, cars, and SUVs that showcase up-to-date trends, safety & technology features
  • Broaden your Volvo shopping selection with greater budget flexibility
  • Minimal repairs and lower maintenance costs due to the factory warranty
  • If Exton drivers decide to lease their next Volvo, they'll find that leasing shares similar footprints to buying and financing a new vehicle. You still have to set a budget, provide a credit score, and make a list of your favorite luxury models you want to take for a test drive around West Chester, PA.

    Where leasing is different is its structured time period. Contracts are the foundation of leasing. Glen Mills motorists will essentially rent the vehicle for several months. Most leasing contracts run between two to four years long. You'll still make monthly payments - only in smaller amounts. That value is calculated by the expected depreciation value over the lease's length. Your lease details the number of miles you can drive the new Volvo without penalty and what condition the luxury vehicle is expected to be returned in.

    Benefits of Buying & Financing a New or Used Volvo in West Chester

    Financing is a more traditional route that offers differing benefits, such as:

    • 100% personal car ownership once your Volvo's auto loan is paid in full

  • No more monthly payments after the loan term ends
  • Obtain affordable financing plans and low-interest rates with the help of the Stillman Volvo Cars financial experts
  • Build equity in your new Volvo SUV, wagon or car over time
  • Cost is more spread out
  • Enjoy budget stability with fixed monthly payments
  • Modify and customize your luxury vehicle as you please
  • Sell your vehicle when you're ready or use the trade-in as a down payment on your next purchase
  • Unlimited number of miles you can drive
  • Potentially lower car insurance rates
  • As you can see, choosing to buy and finance your next vehicle has its own version of perks. Buying and financing give you more options if you're considering a new or used car.

    Our Volvo finance center in West Chester collaborates with a network of financial institutions to present you with affordable loan options. We'll find various low-interest auto loans that are tailored to your budget.

    At Stillman Volvo Cars, we work with Pennsylvania customers of all credit scores, whether they have good credit, bad credit, or even no credit at all. We'll help finance the vehicle you're buying as you make monthly payments to boost your credit score.

    Browse Stillman Volvo Cars' New & Used Inventory for Luxury Vehicles to Buy or Lease

    Whether Chadds Ford customers decide to buy or lease their next vehicle, Stillman Volvo Cars has the inventory to line them up with their dream model. Explore our new Volvo inventory, home to a collection of the latest luxury cars, wagons, and SUVs. The following new Volvo models for sale in West Chester are great vehicles to either buy or lease.

    • Volvo S60

  • Volvo S90
  • Volvo XC90
  • Volvo XC60
  • Volvo XC40
  • Volvo XC40 Recharge (Pure Electric SUV)
  • Volvo XC60 Recharge (Plug-In Hybrid SUV
  • Volvo XC90 Recharge (Plug-In Hybrid SUV
  • Volvo V60
  • Volvo V90
  • Volvo V60 Cross Country
  • Volvo V90 Cross Country
  • Maybe Media motorists are more interested in a used Volvo or another pre-owned vehicle to buy and finance. Browse our used inventory for budget-friendly vehicles of all body styles and dozens of brands. Our finance gurus will find affordable loan options that match your preferred pre-owned vehicle with your budget.

    Explore New Volvo Specials for Special Financing and Volvo Lease Deals in West Chester

    Ready to lease a new Volvo in West Chester, PA? Kennett Square shoppers can explore our new Volvo lease deals for savings opportunities on select luxury models. These leasing incentives allow you to enjoy luxury at a more affordable price, with the flexibility of finding and driving a new Volvo in a few years. Stillman Volvo Cars also features additional new Volvo specials, with deals for special financing when you buy a new or used Volvo. Enjoy low interest rates as you pay off your next Volvo. Lease or buy with us today!

    To learn more about your financing options and to get help choosing the best option for you, contact our finance team today!


    Stillman Volvo Cars

    1290 Wilmington Pike (Route 202)
    Directions West Chester, PA 19382

    • Sales: (610) 546-2008
    • Service: (610) 364-5678
    • Parts: (610) 399-1300 ext 5


    • Monday 9:00AM - 7:00PM
    • Tuesday 9:00AM - 7:00PM
    • Wednesday 9:00AM - 7:00PM
    • Thursday 9:00AM - 7:00PM
    • Friday 9:00AM - 6:00PM
    • Saturday 9:00AM - 5:00PM
    • Sunday Closed
    1. Stillman Volvo Cars

      1290 Wilmington Pike (Route 202)
      West Chester, PA 19382

      • Sales: (610) 546-2008
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