Finance Application

Finance Center in West Chester, near Kennett Square

Here at Stillman Volvo we are here to work with you through every step of the car buying process. From browsing our new inventory to picking out a finance plan to service and maintenance. But, let's talk specifically about financing. We know that not all of our Media customers know where to start, and that is okay! We are here to help. We have an experienced finance center with a great team, ready to assist you with your questions and requests to ensure you feel confident and stay within budget. If you are looking for an experienced finance team near Downingtown and Glen Mills visit our lot and we will sit down with you.

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Employment Information*

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Banking Information

Co-Applicant Information

Co-Applicant Employment Information

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Important Privacy Information*

Privacy Statement

Introduction
As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.
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Buying & Leasing

When you buy a car, you'll have two options when it comes to financing. You can either opt to buy or to lease. One of the most common questions we hear from our Exton customers is what the difference is? And, which is best for me? Let's break it down. Below you'll see the key differences between the two to help you get a better idea about which one sounds better for your budget and lifestyle.

Buying

When you buy a car you will initially own the car once your set monthly payments are finished. You will typically take out a loan to assist you in the down payment and overall cost. You will pay this off through your monthly payments. When you buy a car, you can drive unlimited miles, can resell and make any modification you like.

Leasing

When you lease a car you will typically be leasing a newer model with a maximum mileage on it, meaning you can't exceed a certain number of miles. You will pay a set amount each month until the end of the lease period (3-5 years). You can't make any modifications on the car, and any major damages must be paid for and taken care of by you. You can't resell, but you can choose to continue leasing with another new model when your lease term is complete.

If you have any questions about financing please feel free to contact us.

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